Advantages for the Employer
Healthcare costs continue to rise resulting in run-away health insurance premiums. Until recently employers have traditionally paid the greater share of health insurance premiums in the U.S. Today more of the costs are falling on the shoulders of working Americans causing many people to lose their health insurance coverage.
Our workforce has evolved as full-time employees are increasingly joined by contract, temporary, hourly and part-time workers. In this environment employers need effective ways to control benefit costs and provide affordable health coverage that all of their employees want and need.
Premier Health Care has designed cost-effective Limited Medical Benefit Plans to deliver affordable first-dollar coverage for employees who may not have access to traditional employee benefits and are unable to afford or qualify for independent major medical plans. These plans help employers contain costs and still enable them to recruit and retain valued employees.
Premier Health Care assists employers with meeting HR challenges
- Improve Employee Recruiting and Retention
- Avoid Contribution Requirements
- Create Cost-Effective Employee Benefits
- Reduce or Eliminate Administration
- No Census Requirement - Easy to Quote
- No Complex Participation Requirements
- No Required Meetings - Enrollment via Call Center
- National Availability
- Qualified Creditable and Portable Coverage
- Flexible Billing Options: Premiums can be Direct Billed to the Employee or List Billed to the Employer
Advantages for the Employee / Insured
- No Medical Exam Required
- Portable Coverage
- Pays First Dollar Benefits
- No Confusing Co-Pays or Deductibles to Meet*
- Unisex Four Tier Rates - Does Not Increase with Age
- No Network Provider Participation Required
- National PPO Network Included for Increased Savings
- Pays in Addition to other Insurance You May Already Have
(No Coordination of Benefits required)
- Easy Enrollment via Telephone
